If I must have a down payment, how much will it be?  You may have a choice and sometimes it makes a real difference in the long run.

There are special rules designed to give financial flexibility to older Americans who own their own homes. Jim Deitch explains.

In a volatile real estate market some homeowners have found themselves in the position where they owe more on their mortgage than the house is worth.  This is often called an 'Upside Down Mortgage' and Jim Deitch talks about this situation.

Finding the right advisor to work with can be critical to the process of buying and financing your home.  This is not a decision that you want to leave to chance.  Here is some common sense advice on picking the right Loan Officer to work with.

Jim Deitch explains points on a mortgage and how to decide when it makes sense to pay points and when it does not.

 My husband and I want to build our dream home.  Can I get a mortgage to build a house?

Volatile markets can be very scary but may also present opportunities.  Jim Deitch talks about some of the opportunities that may exist in the market for new home purchases and financing.

There are many different sources for mortgages.  What is the difference between a Mortgage Banker and a Mortgage Broker and which one should you work with?

 I've heard that it's a great time to refinance, but I'm not sure.  Rates are low and chances are it's time for you.  Jim explains when and if it's right for you to refinance at this time.

 In this economy the unthinkable can happen, but there are always things you can do to stay afloat.  Jim gives you some pointers on what to do if you lose your job and still have a mortgage to pay.

Can I get a mortgage for a second home and/or an investment property?  Jim briefly takes your through the ins and outs of acquiring these types of loans.

Many Real Estate Companies and Builders have their own 'captive' mortgage companies. Are these a good deal for the consumer?