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Anna Ruth Smith, President
Ms. Smith started her career in the financial services industry at Parent Federal Savings Bank, managing loan servicing, operations and technology activities.

From May, 1993, through December, 2000, Ms. Smith performed similar responsibilities, ultimately serving as the President of Keystone Financial Mortgage Corporation, a wholly-owned subsidiary of Keystone National Bank, and Executive Vice President of Keystone National Bank and its successor, Keystone Financial Bank, N.A.

During her career at Keystone, Ms. Smith was responsible for developing mortgage loan servicing strategies, implementing technology applications, managing retail banking operations and managing the Small Business Administration loan unit, which she grew into the largest SBA loan generation unit of its kind in Pennsylvania.

Ms. Smith was instrumental in the growth and success of Keystone's mortgage banking and SBA programs.

A Lancaster County native, Ms. Smith is a graduate of Penn State University.

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